The limited time that life provides us with: encourages us to use it well. And whilst using time effectively is a powerful strategy for working with what you have; often this focus on productivity and usefulness from an early stage can trap many individuals into thinking they should have answers and should work from these answers. Whether you believe that the process of going through university prepares you entirely for your career in finance or thinking that impressing the right people is all that you require in order to progress; you are on an extremely costly path.
You are, in fact, not using time wisely, but simply allowing your fear of the unknown to dictate your decisions. In doing so, you will at first feel as though you are moving through life ahead of others: you will earn more money and will take pride in your feeling of temporary superiority as though you are more adult-like. In this state, as Ryan Holiday writes in his book: Ego is the Enemy, ‘we let the ego tell us we have graduated, learning grinds to a halt.’ This is extremely dangerous and its limit can serve you a future of regret and stagnation which will create a sense of untapped potential when your later maturity settles in.